If your home was foreclosed on between Jan. 1, 2009, and Dec. 31, 2010, you may qualify for a free Independent Foreclosure Review to determine whether you should receive financial or other compensation for errors and other problems during the foreclosure process. You have until the end of the year to apply.

For more information:

https://independentforeclosurereview.com

http://nationalmortgagesettlement.com/help

State members of the Settlement Monitoring Committee have selected an administrator to handle distribution of the cash payments to foreclosed homeowners. Claim forms will be mailed this fall. Checks are expected to go out early in 2013.

Homeowners can submit requests for help to the California Attorney General:

http://oag.ca.gov/consumers/general

They can also email the California Monitor for the National Mortgage Settlement at:

camonitor@doj.ca.gov

More information:

Center for Responsible Lending Overview

www.responsiblelending.org/mortgage-lending/tools-resources/Borrower-Relief-Final.pdf

Source: California Monitor, state attorney general, Center for Responsible Lending

Contact Pete Carey at 408-920-5419.