Are you covered?

On the eve of the Oct. 1 kickoff of California's new health-insurance exchange created by the new health care law, many Bay Area residents still don't understand how the exchange and the new insurance subsidies work.

Over the next months, we'll be doing our best to explain the federal Affordable Care Act, better known as Obamacare, in detail to readers. Now, however, we'd like to hear from you -- particularly if you currently lack health insurance or are thinking of buying insurance through the exchange.

Email healthcarelaw@bayareanewsgroup.com and tell us your story.

For more on Obamacare and to find a health care plan in California under the new law go to www.mercurynews.com/obamacare.