College textbook-shopping tips

Back-to-school shopping has started, and for college students, that means figuring out how to pay for at least one big expense: textbooks.  
To review the basics, banks borrow money from depositors -- those of us with savings accounts, CDs, the float from our checking accounts, etc., and they make loans with that money. Currently, 95 percent of what banks loan comes from what people like us have loaned them.  
 
Mark Lennihan
Federal regulators are warning consumers about the risks of using virtual currencies such as Bitcoin. The Consumer Financial Protection Bureau said Monday that it will begin fielding complaints from people who rely on products such as Bitcoin and online exchanges for such currencies.  
 
Macy's has agreed to pay $650,000 to settle allegations of racial profiling at its flagship store in Manhattan's Herald Square.
 
 
United Parcel Service said a breach of computer systems at UPS Store retail outlets may have exposed customers' personal and payment data at some locations this year.  
 
California is one of the most expensive states for businesses to operate, mainly because of high pay and related labor costs, says a new report commissioned by an arm of the state Chamber of Commerce.  
 
 
(Photos by Omar Vega/Evan Agostini/John Shearer/Invision/AP, File)
Nicki Minaj to open VMAs -- but not alone

Ariana Grande and Jessie J will join Minaj in performing 'Bang Bang' at the MTV Video Music Awards on Sunday. Kim Kardashian named a presenter.